When facing periodontal treatment, understanding your payment options can feel overwhelming. Many patients wonder how they’ll afford the care they need when their practice doesn’t directly accept insurance. The good news is you have more options than you might realize, and quality periodontal care can be more accessible than it initially appears.
At Advanced Periodontics of N.J., we operate on a fee-for-service basis to ensure you receive the best possible treatment without insurance company restrictions. Our team works diligently to maximize your out-of-network benefits while offering multiple financing solutions to make your treatment affordable. We’re committed to helping you find a payment option that works for your budget while delivering the exceptional care you deserve.
Fee-for-service means we don’t participate directly in insurance networks, giving us the freedom to provide optimal treatment plans tailored to your specific needs. This approach allows us to focus on what’s best for your health rather than what insurance companies dictate. You receive transparent pricing upfront, and we help you understand exactly what your treatment involves without hidden fees or surprise charges.
Many patients initially worry about the cost implications of fee-for-service care. However, this model often provides better value in the long run. You receive higher quality materials, more comprehensive treatment options, and personalized care plans designed for lasting results. Our team assists you in understanding and maximizing any out-of-network benefits you may have, ensuring you get the most from your insurance coverage.
While we don’t accept insurance directly, our knowledgeable staff helps verify your out-of-network benefits before treatment begins. We determine what procedures your insurance may cover and calculate your expected reimbursement amounts. Our team handles the paperwork and documentation needed for you to submit claims to your insurance company, making the reimbursement process as smooth as possible.
We understand insurance terminology can be confusing, which is why we take time to explain your benefits in clear, simple terms. Our staff helps you understand deductibles, annual maximums, and coverage percentages so you can make informed decisions about your treatment. We work to ensure every dollar of your available benefits goes toward your periodontal care.
We accept multiple payment methods to accommodate your preferences, including cash, credit cards, and personal checks. For those who prefer to avoid paying all fees upfront, we offer flexible financing solutions through trusted partners. These options allow you to spread the cost of treatment over time with manageable monthly payments. Our financing partners provide various payment plans to fit different budgets and financial situations:
Each financing partner offers unique benefits, and our staff can help you determine which option best suits your needs. Many patients find monthly payments make extensive procedures like dental implants or laser dentistry much more affordable than expected.
We believe financial concerns shouldn’t prevent you from receiving necessary periodontal care. Our team works with each patient individually to find payment solutions within their budget. Whether you need a simple gum disease treatment or more complex procedures, we help make treatment accessible through flexible payment arrangements.
Many procedures become surprisingly affordable when financed over time. For example, what might seem like an overwhelming upfront cost can translate to manageable monthly payments comparable to a cell phone bill or cable subscription. Our staff can show you payment scenarios for your specific treatment plan, helping you see how financing makes quality periodontal care attainable.
Patients often ask what happens if they have dental insurance but we’re out of network. The answer is you can still use your benefits through reimbursement. After we provide treatment, we give you all necessary documentation to submit to your insurance company. Many patients receive substantial reimbursements, significantly reducing their out-of-pocket costs.
Another frequent concern involves credit approval for financing. Our financing partners work with various credit profiles and often approve patients who worry they won’t qualify. The application process is quick and confidential, with most decisions made within minutes. Even if one financing option doesn’t work out, we have multiple partners to explore, increasing your chances of approval.
Some patients wonder if fee-for-service means more expensive treatment. In reality, our transparent pricing often proves more economical than in-network providers who may recommend unnecessary procedures to maximize insurance billing. You pay only for the treatment you need, with no pressure to accept services based on insurance coverage limits.
At Advanced Periodontics of N.J., we’re dedicated to providing periodontal services that truly transform lives while ensuring every patient can afford the care they need. Our experienced team, led by Dr. Matei and Dr. Peto, combines advanced training with compassionate care to deliver exceptional results. We take pride in helping patients maximize their insurance benefits and find financing solutions that make treatment possible.
Don’t let financial concerns delay the periodontal care you need. Our team is ready to discuss your payment options and create a financial plan that works for your situation. To learn more about our financing partners or schedule a consultation, call us at (201) 940-7002 or visit our contact form today.
Our dedicated team provides the highest standard of dental treatment using state-of-the-art technology and techniques to ensure the best possible outcome for our patients’ oral health. Contact us today to schedule a consultation and learn about how our services may benefit you.
